One million Georgians (1/8th of Georgia's population) live in manufactured housing. Despite the prevalence of manufactured housing and its critical role as a source of affordable homeownership for Low to Very-Low Income families in our state, this housing sector is plagued with problems that undermine its ability to provide the same level of financial security and wealth-building opportunities offered by traditional, site-built homeownership. GCLF, in partnership with Georgia Legal Services Program (GLSP) and Sutherland Asbill & Brennan LLP, created the Georgia Manufactured Housing Initiative to address these problems.
To foster equity in Georgia's communities, the Georgia
Community Loan Fund provides loans, grants, and technical
assistance to community groups who do not have access to
traditional sources of capital, particularly groups in rural,
low-income, and/or minority communities working on affordable
housing and other environmentally and economically sustainable
community development projects.
Target Area and Impact
GCLF lends capital and provides technical assistance to
community groups outside the Atlanta metro area. Since its inception in 2002, GCLF has worked with many organizations around the state, including the Georgia Trade Association of Nonprofit Developers (GSTAND), People of Hope, Newtown Florist Club, McIntosh Sustainable Environment and Economic Development, Heifer International and others. We have pulled out-of-state organizations into Georgia for projects, including the Raza Development Fund, Equity Trust, the Association for the Study and Development of Community, and CFED.